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Chip Cards Fail to Reduce Credit Card Fraud in the US

A new study finds that credit card fraud has not declined since the introduction of chip cards in the US. The majority of stolen card information comes from hacked point-of-sale terminals.

The reasons seem to be twofold. One, the US uses chip-and-signature instead of chip-and-PIN, obviating the most critical security benefit of the chip. And two, US merchants still accept magnetic stripe cards, meaning that thieves can steal credentials from a chip card and create a working cloned mag stripe card.

Boing Boing post.

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Google’s Data on Login Thefts

This is interesting research and data:

With Google accounts as a case-study, we teamed up with the University of California, Berkeley to better understand how hijackers attempt to take over accounts in the wild. From March 2016 to March 2017, we analyzed several black markets to see how hijackers steal passwords and other sensitive data.

[…]

Our research tracked several black markets that traded third-party password breaches, as well as 25,000 blackhat tools used for phishing and keylogging. In total, these sources helped us identify 788,000 credentials stolen via keyloggers, 12 million credentials stolen via phishing, and 3.3 billion credentials exposed by third-party breaches.

The report.

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